Parity laws require insurers to provide comparable coverage for mental health, substance use disorder, and physical health care so people can get the treatment they need. The U.S. Department of Health and Human Services has updated its mental health and substance use disorder parity website, which provides resources to help answer questions about protections under federal Parity laws. The site is a guide for people who
- have been denied coverage,
- reached a limit on your plan (such as copayments, deductibles, yearly visits, etc.), or
- have an overly large copay or deductible.